[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saho.cz\/jak-si-udrzet-kreditni-kartu-zdarma\/#Article","mainEntityOfPage":"https:\/\/www.saho.cz\/jak-si-udrzet-kreditni-kartu-zdarma\/","headline":"Jak si udr\u017eet kreditn\u00ed kartu zdarma","name":"Jak si udr\u017eet kreditn\u00ed kartu zdarma","description":"Postupujte podle n\u00e1sleduj\u00edc\u00edch krok\u016f: – kreditn\u00ed kartu si vyberte bez ro\u010dn\u00edch nebo m\u011bs\u00ed\u010dn\u00edch poplatk\u016f Pokud m\u00e1 va\u0161e platebn\u00ed karta poplatky za jej\u00ed veden\u00ed budete platit ka\u017ed\u00fd rok nebo m\u011bs\u00edc. Na trhu jsou v\u0161ak i karty, kter\u00e9 jsou bez uveden\u00e9ho poplatku, pokud spln\u00edte m\u011bs\u00ed\u010dn\u00ed limit v\u00a0platb\u00e1ch. Tyto limity se v\u0161ak li\u0161\u00ed. Najd\u011bte si tedy tu, kter\u00e1 …","datePublished":"2025-03-04","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.saho.cz\/author\/#Person","name":"saho.cz\n","url":"https:\/\/www.saho.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saho.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saho.cz\/wp-content\/uploads\/img_a307992_w2134_t1519126331.jpg","url":"https:\/\/www.saho.cz\/wp-content\/uploads\/img_a307992_w2134_t1519126331.jpg","height":0,"width":0},"url":"https:\/\/www.saho.cz\/jak-si-udrzet-kreditni-kartu-zdarma\/","about":["Ekonomika"],"wordCount":421,"articleBody":"Postupujte podle n\u00e1sleduj\u00edc\u00edch krok\u016f:\t– kreditn\u00ed kartu si vyberte bez ro\u010dn\u00edch nebo m\u011bs\u00ed\u010dn\u00edch poplatk\u016fPokud m\u00e1 va\u0161e platebn\u00ed karta poplatky za jej\u00ed veden\u00ed budete platit ka\u017ed\u00fd rok nebo m\u011bs\u00edc. Na trhu jsou v\u0161ak i karty, kter\u00e9 jsou bez uveden\u00e9ho poplatku, pokud spln\u00edte m\u011bs\u00ed\u010dn\u00ed limit v\u00a0platb\u00e1ch. Tyto limity se v\u0161ak li\u0161\u00ed. Najd\u011bte si tedy tu, kter\u00e1 spl\u0148uje va\u0161e mo\u017enosti.\t– bez\u00faro\u010dn\u00e9 obdob\u00edpokud m\u00e1 va\u0161e karta bez\u00faro\u010dn\u00e9 obdob\u00ed, v\u00a0r\u00e1mci kter\u00e9ho mus\u00edme uhradit v\u00e1\u0161 \u00fa\u010det, m\u00e1te velkou \u0161anci, \u017ee nebudete platit \u017e\u00e1dn\u00e9 \u00faroky. Mus\u00edte v\u0161ak dodr\u017eet term\u00edn spl\u00e1tky, kter\u00fd je pevn\u011b stanoven\u00fd ve smlouv\u011b. V\u011bt\u0161inou je to pevn\u00e9 datum v\u00a0m\u011bs\u00edci. Pokud va\u0161e karta nem\u00e1 bez\u00faro\u010dn\u00e9 obdob\u00ed, nikdy ji nebudete m\u00edt bez\u00faro\u010dnou.\t– v\u010dasn\u00e9 platbypokud zaplat\u00edte pozd\u011b, budete hradit \u00faroky za ka\u017ed\u00fd den prodlen\u00ed. Platba v\u010das znamen\u00e1 zaplatit p\u0159ed term\u00ednem uveden\u00fdm ve smlouv\u011b. Je nutn\u00e9 zaplatit celou spl\u00e1tku a nejen jej\u00ed minim\u00e1ln\u00ed platbu.\t– \u00fav\u011brov\u00fd limitv\u00e1\u0161 \u00fav\u011brov\u00fd limit je stanoven ve smlouv\u011b a je to maxim\u00e1ln\u00ed mo\u017en\u00e1 \u010d\u00e1stka, kterou m\u016f\u017eete vy\u010derpat. V\u017edy se dr\u017ete pod \u00fav\u011brov\u00fdm limitem, abyste byli schopni \u010d\u00e1stku v\u017edy v\u010das uhradit v\u00a0pln\u00e9 v\u00fd\u0161i.\t– dostatek prost\u0159edk\u016fp\u0159ed term\u00ednem \u00fahrady va\u0161\u00ed spl\u00e1tky zkontrolujte v\u00e1\u0161 \u00fa\u010det. Zajist\u011bte, aby na n\u011bm bylo dostatek prost\u0159edk\u016f i potom, co prob\u011bhnou v\u0161echny dal\u0161\u00ed pl\u00e1novan\u00e9 transakce. V\u010dasnost platby si m\u016f\u017eete pojistit povolen\u00edm inkasa z\u00a0\u00fa\u010dtu.\u00a0 Tady v\u0161ak pozor \u2013 pokud nebudete m\u00edt dostatek prost\u0159edk\u016f na \u00fa\u010dtu, inkaso nebude provedeno. Utr\u00e1cejte jen tolik, kolik si m\u016f\u017eete dovolit splatit.\t– v\u00fdb\u011br finan\u010dn\u00edch prost\u0159edk\u016fna tyto transakce se u v\u011bt\u0161iny karet nevztahuje bez\u00faro\u010dn\u00e9 obdob\u00ed. \u00daroky na tyto v\u00fdb\u011bry v\u00e1m poskytovatel karty \u00fa\u010dtuje okam\u017eit\u011b. Pokud si tedy chcete udr\u017eet svoji kreditn\u00ed kartu zdarma, nikdy nevyb\u00edrejte hotovost.\u00a0\u00a0\t– kontrola smlouvy o pou\u017e\u00edv\u00e1n\u00ed kartyzjist\u011bte si v\u0161echny poplatky, kter\u00e9 v\u00e1m mohou b\u00fdt \u00fa\u010dtov\u00e1ny p\u0159i jej\u00edm pou\u017e\u00edv\u00e1n\u00ed. Pokud kreditn\u00ed kartu nehodl\u00e1te pou\u017e\u00edvat, tak si ji neberte. Poplatky hrad\u00edte i za to, \u017ee ji jen m\u00e1te v\u00a0pen\u011b\u017eence.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si udr\u017eet kreditn\u00ed kartu zdarma","item":"https:\/\/www.saho.cz\/jak-si-udrzet-kreditni-kartu-zdarma\/#breadcrumbitem"}]}]